About Joshua Cohen

As a college student at Brandeis University, I had no idea about the ugly side of student loans until I spent some time working in the financial aid office as part of my own financial aid package. That’s when I got an up-close view of the ways that education finance can ruin your life if you’re not careful.

When I went to law school at Quinnipiac University School of Law I started learning about consumer protection law, and how people were severely underrepresented when it came to protecting their rights.

A professor got me in touch with Connecticut Legal Services (Legal Aid) and its unique consumer program – the Consumer Law Project for Elders (CLEP), where I was the first law student to ever ask to work for the program.

It was at CLEP that I met an elderly gentleman who had severely past due student loans from trucking school. The government was threatening to take his Social Security retirement check to repay the debts, so I jumped into action. With my help the retiree was able to avoid having his Social Security check offset, cure the student loan default, and start making affordable payments that didn’t leave him penniless.

As Josh began his third year of law school, the CLEP director invited Josh to a seminar being given by one of the Connecticut’s leading FDCPA attorneys. By the end of the seminar, Josh had lined up an interview with this lawyer and three weeks later started a part-time job as a law clerk at the lawyer’s firm, the Consumer Law Group.

My mission is to give a voice to those who are taken advantage of by student loan lenders, servicers, and debt collectors.

Since 2008, I’ve been helping people with student loan debt live a better, happier and fuller life.

I am also the founder of The Student Loan Law Workshop, where I teach attorneys how to practice in the field of student loan law.

It’s the first and most highly regarded workshop of its kind, and I’m proud to say that I’ve personally trained over 350 consumer protection lawyers.

Here’s how I may be able to help you.

If You Owe Money for Student Loans
You or a loved one is struggling with federal or private student loans, and you’re looking for help.

Maybe you want an honest and reliable analysis of your situation.

Or perhaps you want step-by-step guidance and help with resolving defaulted student loans and handling harassing bill collectors.

Either way, I can help.

Here are some of the services I provide for my clients:

Explain in plain English each of your different student loan repayment options including pros and cons of each
Help you get out of – and stay out of – default on your student loans
End harassing and abusive debt collection conduct, even if that means suing the collector
Analyze possible options for getting your student loans discharged or forgiven entirely
Represent you in court against your student loan lender, U.S. Department of Education, or U.S. Department of Justice
File a lawsuit against your student loan lender, servicer, guarantor, or debt collectors if they have violated any of the laws governing your student loan rights